Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

Today, we'll help you determine for yourself whether now (or any time) is a good time to buy CDs. To get there, we'll review ...

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Certificates of deposit remain one of the most reliable ways to grow your money with virtually no risk. With today's top CDs still offering impressive yields of up to 4.50% APY, you can lock in ...

Locking up $20,000 in a 5‑year certificate of deposit can look deceptively simple, but the outcome depends heavily on the ...

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs). A CD is a special type of deposit account with a bank or ...

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play. This particular savings ...

If you're among the lucky taxpayers getting a refund back from the IRS this year, why not put your refund to work in a certificate of deposit that can turn that money into longer-term growth long ...

How CDs Work Opening a CD account is similar to opening a savings account in that there may be a minimum initial deposit you’re required to make. You’ll also have to choose a CD term, which is the ...

Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...